San Bernardino Bankruptcy Lawyer

In San Bernardino, Resolve Law Firm grasps the gravity of bankruptcy. But it’s also a gateway to a brighter future. Under the guidance of Attorney Le’Roy Roberson, our team adeptly navigates California bankruptcy law. We streamline the process, providing steadfast support. Take that pivotal first step towards financial freedom—contact us today.

San Bernardino Bankruptcy Services

Debt often leads to stress, but there is a way out. If you’re struggling to manage bills, Resolve Law Firm, APC, is here to assist. Our compassionate team offers tailored legal services, helping you navigate towards financial freedom and a brighter future.

Inside Look: Bankruptcy Process in San Bernardino

Get an inside look at the bankruptcy process in San Bernardino with Resolve Law Firm. Our experienced team provides insights into what to expect during each stage of bankruptcy, from the initial consultation to the discharge of debts. With our guidance and support, you can navigate the complexities of bankruptcy with confidence and peace of mind.

FAQs by San Bernardino Clients

Can I file bankruptcy multiple times?

There are no limits on how many times you can file for Chapter 7 bankruptcy, but there are time limits between filings. For example, if you previously filed Chapter 7 bankruptcy and your debts were discharged, you must wait 8 years before filing again. If you previously filed Chapter 13 bankruptcy and your debts were discharged, you must wait 4 years before filing Chapter 7 again. If the court dismissed your previous bankruptcy, you must wait 180 days before filing another bankruptcy.

What Will Happen to My Home and Car If I File Bankruptcy in California?

In most cases you will not lose your home or car during your bankruptcy case as long as your equity in the property is fully exempt. Even if your property is not fully exempt, you will be able to keep it, if you pay its non-exempt value to creditors in chapter 13. However, some of your creditors may have a “security interest” in your home, automobile or other personal property. This means that you gave that creditor a mortgage on the home or put your other property up as collateral for the debt. Bankruptcy does not make these security interests go away. If you don’t make your payments on that debt, the creditor may be able to take and sell the home or the property, during or after the bankruptcy case. There are several ways that you can keep collateral or mortgaged property after you file bankruptcy. You can agree to keep making your payments on the debt until it is paid in full. Or you can pay the creditor the amount that the property you want to keep is worth. In some cases involving fraud or other improper conduct by the creditor, you may be able to challenge the debt. If you put up your household goods as collateral for a loan, you can usually keep your property without making any more payments on that debt.

How long after filing will the creditors stop calling?

Once a creditor or bill collector becomes aware of a filing for bankruptcy protection, it must immediately stop all collection efforts. After you file the bankruptcy petition, the court mails a notice to all the creditors listed in your bankruptcy schedules. This usually takes a couple of weeks. Creditors will also stop calling if you inform them that you filed the bankruptcy petition, and supply them with your case number. In some cases, you or your attorney should contact the creditor immediately upon filing the bankruptcy petition, especially if a lawsuit is pending. If a creditor continues to use collection tactics once informed of the bankruptcy they may be liable for court sanctions and attorney fees for this conduct.

Contact a San Bernardino Bankruptcy Lawyer Today​

If you’re struggling with debt in San Bernardino, Resolve Law Firm is here to provide the guidance and support you need. Our experienced bankruptcy attorneys are ready to help you explore your options and make informed decisions about your financial future. Contact us today to schedule your free consultation and take control of your finances.